Home Insurance Evaluator

Let's evaluate your home coverage to ensure you're properly protected and not overpaying

Tell us about your home

ZIP Code Location affects risk factors and coverage requirements

Type of Home

Year Built

Square Footage

Estimated Home Value

Home features and systems

Roof Age Roof condition significantly impacts coverage and rates

Roof Type

Home Systems (check all that have been updated in last 10 years)

Electrical System Plumbing System HVAC System Windows

Safety Features (check all that apply)

Security System (Monitored) Smoke Detectors (All Rooms) Fire Extinguishers Deadbolt Locks Storm Shutters/Impact Windows

Your current coverage

Check your policy declarations page for these amounts

Dwelling Coverage (Coverage A) This covers your home's structure

Personal Property Coverage (Coverage C) This covers your belongings

Personal Liability Coverage

Deductible

Additional Coverages (check all that apply)

Flood Insurance Earthquake Coverage Water Backup Coverage Identity Theft Protection Ordinance or Law Coverage

Risk assessment

Claims in the last 5 years

Property features (check all that apply)

Swimming Pool Trampoline Dog(s) Home Business Use Rent Out Rooms/Property

Distance to Fire Hydrant

Distance to Fire Station

Financial considerations

This helps us recommend appropriate coverage levels

Approximate Net Worth Include all assets: home, savings, investments, etc.

Mortgage Balance

Monthly Insurance Budget

Your Home Insurance Evaluation

Based on your information, here's our comprehensive coverage assessment

Coverage Score

0 out of 100

🚨 Coverage Gaps & Risks

🛡️ Our Recommendations

💰 Potential Savings

🏗️ Replacement Cost Analysis

⚡ Your Risk Profile

Ready to optimize your home insurance?

Get a personalized quote and expert guidance from Bill Layne Insurance

📞 Call (336) 835-1993

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